Can you support yourself until age 95?
That's a question we like to ask clients. It gets you thinking about the long term and it's how we look at investing. These days Americans are living longer than ever. The Census Bureau estimates the number of 90+ year olds will quadruple by 2050. For some, that means living in retirement for nearly as long as you worked. That's when careful financial planning and asset management are crucial. At Goodrich and Associates, we manage more than $100 million in assets, but more importantly, we build relationships. Our clients become our friends. Many of them live in and around Bellingham, WA but we also serve clients in 17 states and 5 countries. In fact, 99% of our new clients come from referrals. We think that says a lot about us. Our #1 priority is looking out for your best interest. To do that we offer:
Wealth accumulation strategies
Personal and small business financial planning
Our offices are nestled on the edge of Bellingham Bay overlooking the marina. As you're walking in, you might hear the bark of seal lions and on a clear day you can gaze out over the water at the San Juan Islands. But we appreciate the foggy days too. In our business, the socked in bay is a reminder of how retirement may look if you don't have a plan in place. While there's no controlling the weather, we can give you the tools you need to securely navigate your future.
Investing for Retirement
We combine an understanding of the retirement planning needs you're facing with specific strategies designed to address those needs. Those strategies include Retirement income planning, Qualified plans (Traditional and Roth 401(k)s), Traditional and Roth IRAs, SEP IRAs, Simple IRAs, Roth IRA conversions, Annuities, life insurance and long-term care insurance.
How much do I need to retire comfortably?
How much should I be saving to retire comfortably?
Am I on track to retire at the age I'd like to?
Am I using the right retirement investment vehicles for my situation?
How much should I contribute to employer sponsored plans?
Do I have the appropriate life, disability and long-term care insurance coverage?
Your answers ....
At Goodrich & Associates, we have more than 65 years of cumulative experience helping clients plan for their financial future. Through the ebbs and flows of the market, we believe in two tools to help you chart your course. First, setting up and sticking to a Strategic Asset Allocation Model (SAAM) will help you stay diversified. Second, combining that with an Investment Policy Statement (IPS) will give you a holistic view of your financial assets. But we believe communication is the most important part of navigating your financial future. We're not just here to service your account. We serve as our clients' trusted advisors.